March 3, 2025

Navigating aging care with Back Nine Nurses

Navigating aging care with Back Nine Nurses

The founders of Back Nine Nurses, Deborah O’Kelly and Kristen Hyde join Chris Boyd and Jeff Perry for an in-depth conversation about how they are responding to the growing needs of senior citizens and their families for trusted, personalized,...

 The founders of Back Nine Nurses, Deborah O’Kelly and Kristen
Hyde join Chris Boyd and Jeff Perry for an in-depth conversation about how they are
responding to the growing needs of senior citizens and their families for trusted,
personalized, and compassionate navigation during times of transition and uncertainty
related to aging. Topics include homecare, assisted living, medical advocacy, hospice,
and the need for advanced estate and family planning. Deborah and Kristen offer
suggestions on looking for warning signs and how best to react. For more information,
see the link below:
https://www.backninenurses.com/
For more information or to reach Chris Boyd or Jeff Perry, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Transcript
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Welcome to Something More with Chris Boyd.

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Chris Boyd is a certified financial planner, practitioner,

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and senior vice president and financial advisor at

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Wealth Enhancement Group, one of the nation's largest

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registered investment advisors.

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We call it Something More because we'd like

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to talk not only about those important dollar

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and cents issues, but also the quality of

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life issues that make the money matters matter.

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Here he is, your fulfillment facilitator, your partner

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in prosperity, advising clients on Cape Cod and

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across the country.

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Here's your host, Jay Christopher Boyd.

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Hey, welcome.

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Thanks for being with us for another episode

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of Something More with Chris Boyd.

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I'm here with my co-host, Jeff Perry.

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We are both of the AMR team with

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Wealth Enhancement Group, and we have some great

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guests today.

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We're talking about really important issues for people

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in the aging process.

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Joining us today is Kristin Hyde and Deborah

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O'Kelly.

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They are the founders of Back Nine Nurses.

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Thanks for being here.

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Thank you.

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Thanks so much for having us.

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So who's the golfer?

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I am.

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Okay.

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That's the name, huh?

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Yeah, I love the double meaning of the

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name.

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It's been so much fun to combine a

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couple of passions in life together, and we

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found that it kind of creates some fun

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curiosity when we wear our name tags that

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say Back Nine Nurses.

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It just creates some good conversation and some

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opening areas to talk about the business.

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Yeah, definitely double meaning there.

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Tell us a little bit about, to start

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off with, your backgrounds and how that led

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to the creation of your business.

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Okay, sure.

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Yeah.

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So Kristin and I are both registered nurses.

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We are certified geriatric care managers, certified dementia

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practitioners, and we work together.

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We met together working at an assisted living

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and memory care community, although we've worked in

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many different areas of healthcare, including medical, surgical,

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short-term care, long-term care, assisted living,

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memory care, primary care, so many different areas.

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But all along the way, and the reason

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that kind of prompted us to launch Back

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Nine Nurses was we heard so many times

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over and over again from families, we wish

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we had known this, we wish we had

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known that.

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And trying to navigate this world of healthcare

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that is so busy, confusing oftentimes, and trying

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to help, you know, we saw those families

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struggling to navigate all the decisions that need

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to be made.

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And sometimes within record speed, they're confronted with

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really life-changing decisions and needing to make

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decisions quickly.

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That's a great point about, seems as though

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too often families find themselves in crisis when

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trying to deal with aging in place or,

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you know, aging issues.

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Tell us about what leads to the kind

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of instances that you work with people.

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Is it that kind of scenario where someone's

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visiting mom and dad and then says, gosh,

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things have changed, we need help, and there's

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a sense of urgency about it?

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Yeah, so often, like, especially around the holidays,

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like, especially being on the Cape, the parents

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are retired here, kids come to visit from

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out of state.

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And, you know, they notice, oh, you know,

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mom left the stove on last night.

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And they kind of, when they're gone, they

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don't really, they kind of put it on

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the back burner, per se.

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And then these things they start noticing.

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And then, you know, it's great when people

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are like, you know what, this is kind

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of happening, we're seeing changes in mom.

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Can you help us now?

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That gives us a chance to actually, like,

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start the proper planning.

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What are some of the examples of the

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kind of changes in mom or dad that

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the family might be looking for as indications

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of aging, creating some challenges?

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Yeah, we see, you know, they notice cognition

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changes, the way that- What does that

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mean?

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Not just the names, but- Expired food

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in the fridge is like- A big

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one.

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Not keeping their food, like, they're letting it

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sit there and they're not doing anything about

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it.

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Yeah, they're finding, you know, pill bottles that

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may have expired.

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Could be on the floor.

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Yeah, yeah.

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So there's so many signs where, you know,

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even just during a conversation, when they're working

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to have a conversation and they start kind

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of struggling to retrieve what word they're searching

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for in a conversation, maybe having some trouble

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remembering names, especially immediate recall.

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Those are definitely signs.

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You know, people tend to remember their oldest

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memories the best when they have trouble with

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that immediate recall.

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So those are kind of signals to kind

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of say, hmm, what's going on here?

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Is it common that you find issues of

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hoarding and things like that come up as

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well?

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Or is that not so much a norm?

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Yeah, no, that's a sign too.

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And just the house being in general disarray,

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you know, not the best food in the

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fridge or- A weight loss, perhaps.

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Expired milk, things like that.

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So kind of, you know, somebody coming in

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and taking a look around the house and

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kind of identifying those factors that- The

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clothing, maybe certain signs as to how they're

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dressing or not, you know.

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Dressed in animals, like some of our clients

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have had animals and maybe they're defecating in

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the house and they're not picking it up,

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which is normal behavior for this person, typically.

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Yeah.

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All right.

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So these are all examples of things to

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be on the lookout for, huh?

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Yeah.

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Just like you said, yeah, not dressing appropriately

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for the weather at hand, you know, it

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can overheat them.

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Yeah.

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All those things.

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I was going to say, it's so common

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that I've seen in not only my own

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family, but hear from friends and such is,

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mom's fine, mom's fine.

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And they're interacting maybe for 10 minutes here,

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or a phone call, or even maybe a

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half hour.

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The elderly person really does a good job

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at- Mascotting.

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Yeah.

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Just their routines and how are you, I'm

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fine.

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There's no difficult conversations when you call mom,

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you know, it's like, what are you doing?

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But when you're there, you know, your example

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of visiting for the holidays or something, and

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you're there for a substantial period of time,

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hours or days, you can really start to

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see the signs.

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And what should you do?

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What's the first thing a family member should

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do when they have that- Aha moment.

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Like, oh, something's not right here.

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What should I do?

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Because sometimes it's too, you know, I've seen

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it, not in my family, but I saw

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it with a neighbor in that it was

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almost like an anger from the children towards

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the parents.

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Like, you got to shape up here.

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You got to do something here.

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You know, you're not taking care of the

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house rather than maybe something a bit more

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compassionate or constructive.

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Right.

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Yeah, exactly.

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Do you see that in your experience where

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family members act in a- Scold them,

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you know, say, hey- Yeah, exactly.

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That's the word I was looking for.

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Yeah.

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Yeah.

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There's so many different emotions involved because, you

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know, their memories themselves of their parents are,

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oh, my dad was always an athlete and

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he's strong and he knows, you know, he

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does business finances and he's smart.

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And then, you know, they get frustrated about

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what's going on and they don't really understand

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it themselves quite as well as they may

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want to.

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And so we strongly recommend reaching out to

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anyone in the healthcare world that can kind

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of advise them and give them a little

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guidance, whether it's a care manager like us.

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We belong to an association called the Aging

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Life Care Association, which is a wonderful network

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of well-certified people who are qualified to

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kind of guide people in that area.

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And there's also, you know, primary care, reaching

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out to their primary care doctor and just

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trying to start to get some guidance on

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what's going on.

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So what would you folks do if a

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family member called in the kind of scenario

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that we're painting here?

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What would be some first steps that you

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might take?

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So we normally start with when the family

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member calls, we like to do a meet

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and greet and free consultation.

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And doing that starts because this whole relationship

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is based on trust.

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I mean, we're reading their medical records, we're

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finding out the whole family history, you know,

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this one, getting the family dynamics.

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So we'll go in person.

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And clear, not every instance someone is in

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crisis.

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Not every instance, but even we'll still go

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for a meet and greet, see if we're

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a good fit for them.

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And it almost takes a sense of relief

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when we're like, you know what, we'll meet

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you at the then how we can help

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them.

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And then if they do decide to sign

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on with services with us, we start with

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an initial nursing assessment, which is a comprehensive

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whole assessment that looks at like home safety,

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the health, like all the whole, your whole

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life, basically.

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And then we make recommendations and give them

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options and implement a plan of care.

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I don't think a meeting goes by when

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we talk to clientele and because we work

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with retired people as well.

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And their plan is to age in place.

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And, you know, Firmly, that's their plan.

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The discussion of anything else.

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We're not going to do that.

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Absolutely not.

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You know what I mean?

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Kind of mindset.

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Um, with all the extreme, uh, alternative as

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a way to deal with it.

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Oh, just, you know, smother we're with the

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pillow or, you know, the sort of silly

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stuff, you know?

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Well, that's the deflection though.

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Yeah.

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They don't want, they don't want to talk

265
00:10:46,110 --> 00:10:46,430
about it.

266
00:10:46,490 --> 00:10:46,630
Right.

267
00:10:47,530 --> 00:10:50,370
But there as a practical reality, that's not

268
00:10:50,370 --> 00:10:51,410
really what happens.

269
00:10:51,650 --> 00:10:55,430
And there's not always the option to age

270
00:10:55,430 --> 00:10:55,810
in place.

271
00:10:55,910 --> 00:10:57,410
Now, sometimes there are.

272
00:10:57,570 --> 00:11:01,690
So when you come in and do this

273
00:11:01,690 --> 00:11:06,790
comprehensive assessment, um, what are some of the

274
00:11:06,790 --> 00:11:09,010
instances that, you know, things can be done

275
00:11:09,010 --> 00:11:11,310
to help someone to be able to age

276
00:11:11,310 --> 00:11:15,170
in place, uh, certain renovations, maybe it's certain,

277
00:11:15,170 --> 00:11:17,590
uh, assistance that can be brought in with

278
00:11:17,590 --> 00:11:18,450
some regularity.

279
00:11:18,790 --> 00:11:20,950
How do you help people identify what those

280
00:11:20,950 --> 00:11:21,570
things are?

281
00:11:21,710 --> 00:11:23,130
And maybe you can elaborate on what are

282
00:11:23,130 --> 00:11:26,710
some examples of, uh, you know, should someone

283
00:11:26,710 --> 00:11:28,110
who's starting to have a little bit of

284
00:11:28,110 --> 00:11:30,870
forgetfulness be managing their own medication as an

285
00:11:30,870 --> 00:11:32,390
example, or whatever it might be.

286
00:11:33,110 --> 00:11:34,650
Um, maybe you can elaborate on some of

287
00:11:34,650 --> 00:11:36,550
those kind of, let's start with that trying

288
00:11:36,550 --> 00:11:38,150
to age in place kind of scenario.

289
00:11:39,490 --> 00:11:39,590
Sure.

290
00:11:39,590 --> 00:11:40,450
And we agree.

291
00:11:40,590 --> 00:11:43,250
I mean, that that's pretty much the, the

292
00:11:43,250 --> 00:11:45,510
goal of most people is, is to age

293
00:11:45,510 --> 00:11:46,970
in place and stay at the home that

294
00:11:46,970 --> 00:11:48,370
they're used to and that they love and

295
00:11:48,370 --> 00:11:49,630
that they feel comfortable in.

296
00:11:49,850 --> 00:11:50,010
So.

297
00:11:50,550 --> 00:11:51,350
Wouldn't prefer that.

298
00:11:51,350 --> 00:11:51,610
Right.

299
00:11:51,950 --> 00:11:52,130
Yeah.

300
00:11:52,330 --> 00:11:52,730
Yeah.

301
00:11:52,870 --> 00:11:53,610
I mean, right.

302
00:11:53,790 --> 00:11:54,190
Exactly.

303
00:11:54,330 --> 00:11:55,570
It makes complete sense.

304
00:11:55,830 --> 00:11:58,970
Um, so, I mean, we really, that, that

305
00:11:58,970 --> 00:12:01,110
the assessment that we do, it talks about

306
00:12:01,110 --> 00:12:03,350
those goals and the, you know, we always

307
00:12:03,350 --> 00:12:05,750
want to align as best as we always

308
00:12:05,750 --> 00:12:06,030
can.

309
00:12:06,250 --> 00:12:07,370
What are the goals and what are the

310
00:12:07,370 --> 00:12:10,190
preferences of that person and the family?

311
00:12:10,890 --> 00:12:13,030
Um, so we look at all those areas

312
00:12:13,030 --> 00:12:16,670
and then just for instance, if somebody has

313
00:12:16,670 --> 00:12:20,070
Parkinson's disease, um, and they've experienced a few

314
00:12:20,070 --> 00:12:22,870
falls at home, um, we can reach out

315
00:12:22,870 --> 00:12:26,350
to their primary care provider, um, set up

316
00:12:26,350 --> 00:12:26,910
a visit.

317
00:12:26,930 --> 00:12:29,210
Uh, there's a certain timeframe that you need

318
00:12:29,210 --> 00:12:31,370
a visit within to get a referral to

319
00:12:31,370 --> 00:12:34,010
say a home care agency to do an

320
00:12:34,010 --> 00:12:37,430
in-home PT OT referral so that they

321
00:12:37,430 --> 00:12:39,750
can come in and look, um, through the

322
00:12:39,750 --> 00:12:41,570
lens of a physical therapist.

323
00:12:41,850 --> 00:12:43,710
Um, what could be done as far as,

324
00:12:43,790 --> 00:12:45,510
you know, could we raise the height of

325
00:12:45,510 --> 00:12:48,310
the, the toilet seating to make it easier

326
00:12:48,310 --> 00:12:50,090
for this person when they're in the bathroom,

327
00:12:50,190 --> 00:12:53,330
the bathroom is one of the top areas

328
00:12:53,330 --> 00:12:56,090
in someone's house that falls occur.

329
00:12:57,210 --> 00:13:00,050
Um, so we, we look at, you know,

330
00:13:00,210 --> 00:13:02,090
what does the environment look like?

331
00:13:02,290 --> 00:13:04,570
Um, how are the medications being taken?

332
00:13:04,870 --> 00:13:06,730
Are they taking them out of pill cases?

333
00:13:07,050 --> 00:13:08,470
Are they trying to take them out of

334
00:13:08,470 --> 00:13:09,170
their bottles?

335
00:13:10,030 --> 00:13:12,930
Um, how are they ambulating?

336
00:13:13,170 --> 00:13:17,330
Look at every kind of safety area, um,

337
00:13:17,330 --> 00:13:20,190
and, uh, take into account what the diagnoses

338
00:13:20,190 --> 00:13:22,250
are, you know, what their med list is.

339
00:13:22,710 --> 00:13:24,130
One of the huge things that we do

340
00:13:24,130 --> 00:13:25,830
is reconcile med lists.

341
00:13:27,210 --> 00:13:30,210
Um, you know, some people have so many

342
00:13:30,210 --> 00:13:32,510
different providers that they're going to.

343
00:13:32,910 --> 00:13:35,390
And so that's one of the top things

344
00:13:35,390 --> 00:13:39,090
we look at immediately is when people, um,

345
00:13:39,290 --> 00:13:42,650
engage in our services, we have a HIPAA,

346
00:13:42,850 --> 00:13:45,010
um, release and consent form that they fill

347
00:13:45,010 --> 00:13:47,890
out so that we then immediately send that

348
00:13:47,890 --> 00:13:49,750
out to all of their providers so that

349
00:13:49,750 --> 00:13:52,090
we can gather their information, look at their

350
00:13:52,090 --> 00:13:55,950
med list, look at their, um, visit notes

351
00:13:55,950 --> 00:13:58,030
and see, you know, what kind of supports

352
00:13:58,030 --> 00:14:00,450
can we put in place to keep this

353
00:14:00,450 --> 00:14:02,170
person at home and keep them at home

354
00:14:02,170 --> 00:14:06,030
safely to, to help them achieve that goal

355
00:14:06,030 --> 00:14:06,930
of staying at home.

356
00:14:07,370 --> 00:14:07,950
You know, it's funny.

357
00:14:08,090 --> 00:14:10,170
I, I had a meeting, uh, in the

358
00:14:10,170 --> 00:14:12,210
last week or two with an octogenarian who,

359
00:14:12,690 --> 00:14:18,110
um, cognitively seems pretty sharp, um, but identified

360
00:14:18,110 --> 00:14:22,130
that she's been having falls and, uh, is,

361
00:14:22,270 --> 00:14:25,790
um, insistent.

362
00:14:25,890 --> 00:14:28,150
She wants to stay where she is and

363
00:14:28,150 --> 00:14:32,170
she's presently living on two levels, uh, probably

364
00:14:32,170 --> 00:14:33,990
could if she wanted to live on one

365
00:14:33,990 --> 00:14:34,330
level.

366
00:14:34,970 --> 00:14:39,550
Um, but, you know, just, uh, the thing

367
00:14:39,550 --> 00:14:41,510
that I was trying to impress upon her

368
00:14:41,510 --> 00:14:45,370
is that things don't stay stagnant.

369
00:14:45,450 --> 00:14:48,450
You know, it tends to be that things

370
00:14:48,450 --> 00:14:51,710
evolve and generally as we age, they progress

371
00:14:51,710 --> 00:14:54,090
for the worse, not for the better.

372
00:14:54,850 --> 00:14:57,390
So how do you help someone find that

373
00:14:57,390 --> 00:15:00,250
path to maybe now while you have your

374
00:15:00,250 --> 00:15:07,270
cognitive and largely good health, uh, maybe, uh,

375
00:15:07,370 --> 00:15:09,990
that independent care living community would be a

376
00:15:09,990 --> 00:15:12,230
good choice for you sooner rather than later,

377
00:15:12,230 --> 00:15:14,110
or I don't know what, you know what

378
00:15:14,110 --> 00:15:14,250
I mean?

379
00:15:14,250 --> 00:15:16,230
How do you help someone figure out what's

380
00:15:16,230 --> 00:15:19,530
their next step, uh, to help them?

381
00:15:19,590 --> 00:15:22,230
And if it's at home, how do, how

382
00:15:22,230 --> 00:15:25,110
do they avoid problems where they're living alone,

383
00:15:25,430 --> 00:15:28,710
but having falls, you know, is there a

384
00:15:28,710 --> 00:15:29,270
lot of resist?

385
00:15:29,370 --> 00:15:31,450
And to add to Chris's question, is it,

386
00:15:31,490 --> 00:15:34,450
is the typical response resistance to these changes

387
00:15:34,450 --> 00:15:36,210
or is it acceptance?

388
00:15:36,850 --> 00:15:39,930
I think we would both say there's resistance.

389
00:15:41,550 --> 00:15:44,190
I thought so, but that's what I was

390
00:15:44,190 --> 00:15:44,850
reading as well.

391
00:15:44,910 --> 00:15:47,850
We haven't encountered anybody that just says, oh

392
00:15:47,850 --> 00:15:48,410
my gosh.

393
00:15:48,650 --> 00:15:49,070
Yes.

394
00:15:50,010 --> 00:15:52,270
Let's go move to someplace else.

395
00:15:54,530 --> 00:15:57,790
Let's go exercise, right?

396
00:15:57,870 --> 00:16:00,110
The idea of a move, a lot of

397
00:16:00,110 --> 00:16:01,130
logistics in that.

398
00:16:01,530 --> 00:16:02,090
Yeah.

399
00:16:02,250 --> 00:16:05,330
I mean, really it's, you know, sometimes there

400
00:16:05,330 --> 00:16:08,170
is a crisis mode where maybe, maybe a

401
00:16:08,170 --> 00:16:11,130
move does need to happen fairly quickly, but

402
00:16:11,130 --> 00:16:14,290
you know, ideally it's something that they kind

403
00:16:14,290 --> 00:16:15,050
of ease into.

404
00:16:15,550 --> 00:16:17,790
And just as we were saying, you know,

405
00:16:17,810 --> 00:16:19,710
we get to know these families so well,

406
00:16:19,710 --> 00:16:22,690
we almost become surrogate family members with them,

407
00:16:22,850 --> 00:16:25,690
which leads, leads to trust in a lot

408
00:16:25,690 --> 00:16:29,390
of open conversations about, you know, the advantages

409
00:16:29,390 --> 00:16:31,630
that they might not even be aware of.

410
00:16:31,710 --> 00:16:33,530
A lot of people go to assisted living

411
00:16:33,530 --> 00:16:35,810
who didn't want to go there.

412
00:16:35,990 --> 00:16:38,130
And then after they get there, we talked

413
00:16:38,130 --> 00:16:38,330
to them.

414
00:16:39,550 --> 00:16:41,190
Why didn't we do this sooner?

415
00:16:41,330 --> 00:16:42,810
This is so wonderful.

416
00:16:43,290 --> 00:16:43,970
That was my mom.

417
00:16:44,090 --> 00:16:45,190
Yeah, exactly.

418
00:16:45,190 --> 00:16:45,630
Yeah.

419
00:16:46,290 --> 00:16:49,450
I mean, there's, there's, you know, there's so

420
00:16:49,450 --> 00:16:53,710
many opportunities with socialization where at home, you

421
00:16:53,710 --> 00:16:56,350
know, they didn't even realize how isolated they

422
00:16:56,350 --> 00:16:56,730
were.

423
00:16:57,150 --> 00:16:57,470
They were.

424
00:16:57,710 --> 00:17:01,450
Not all the time, but yeah, that's about

425
00:17:01,450 --> 00:17:01,830
it.

426
00:17:01,930 --> 00:17:02,050
Right.

427
00:17:02,210 --> 00:17:04,950
And it was really affecting, honestly, you know,

428
00:17:04,990 --> 00:17:08,010
the isolation can lead to a little depression,

429
00:17:08,270 --> 00:17:11,569
which can lead to not showering as much,

430
00:17:11,890 --> 00:17:13,410
not, you know, which could lead to a

431
00:17:13,410 --> 00:17:14,810
urinary tract infection.

432
00:17:14,950 --> 00:17:16,750
It can just really snowball.

433
00:17:17,310 --> 00:17:17,869
Yeah.

434
00:17:19,109 --> 00:17:19,290
Yeah.

435
00:17:19,690 --> 00:17:20,650
Good points.

436
00:17:23,270 --> 00:17:25,589
You know, I think one of the things

437
00:17:25,589 --> 00:17:27,490
I wanted to talk about with you as

438
00:17:27,490 --> 00:17:31,870
well is you mentioned becoming surrogate family members.

439
00:17:33,910 --> 00:17:36,350
I imagine a lot of times you're dealing

440
00:17:36,350 --> 00:17:38,610
with people where, you know, the, the, the

441
00:17:38,610 --> 00:17:43,670
actual family is not geographically local and you

442
00:17:43,670 --> 00:17:46,330
know, when it comes to like, are you

443
00:17:46,330 --> 00:17:50,810
helping people navigate going to doctor's appointments and

444
00:17:50,810 --> 00:17:52,570
who's going to take them?

445
00:17:52,650 --> 00:17:54,290
It's not, that's not something you guys do

446
00:17:54,290 --> 00:17:55,450
yourselves, is it?

447
00:17:55,710 --> 00:17:57,150
You do that.

448
00:17:57,290 --> 00:17:58,170
You actually do that.

449
00:17:58,870 --> 00:17:59,170
Yeah.

450
00:17:59,570 --> 00:18:02,050
So there's the logistics of that.

451
00:18:02,130 --> 00:18:04,750
Then there's the aftermath of that, right?

452
00:18:04,890 --> 00:18:07,450
You know, what are the outcomes that a

453
00:18:07,450 --> 00:18:12,630
particular occasion might require doctor's appointments, logistics in

454
00:18:12,630 --> 00:18:15,670
and of itself could be an enormous task.

455
00:18:15,750 --> 00:18:16,510
I don't know how you guys would have

456
00:18:16,510 --> 00:18:18,150
time to do that for a lot of

457
00:18:18,150 --> 00:18:21,750
people and continue doing all the assessments and

458
00:18:21,750 --> 00:18:22,230
so forth.

459
00:18:22,970 --> 00:18:25,770
I mean, it is an important piece and

460
00:18:25,770 --> 00:18:28,430
not everybody needs that, but we find that

461
00:18:28,430 --> 00:18:31,010
the people who are requesting that are people

462
00:18:31,010 --> 00:18:33,770
who are, you know, their family doesn't live

463
00:18:33,770 --> 00:18:37,110
close by and they love their family member,

464
00:18:37,250 --> 00:18:41,190
but they're not able to manage their care

465
00:18:41,190 --> 00:18:42,170
from far away.

466
00:18:42,510 --> 00:18:46,330
Even when somebody's already in assisted living, there's

467
00:18:46,330 --> 00:18:49,070
still a lot to manage because essentially assisted

468
00:18:49,070 --> 00:18:51,850
living is it's like living in a home,

469
00:18:51,850 --> 00:18:54,870
but with the extra supports of, you know,

470
00:18:54,930 --> 00:18:58,090
activities of daily living, bathing, dressing.

471
00:18:59,150 --> 00:19:01,730
But when that person goes off to the

472
00:19:01,730 --> 00:19:04,410
doctor, they're going by themselves.

473
00:19:04,850 --> 00:19:06,990
And you know, who's looking at the paperwork

474
00:19:06,990 --> 00:19:08,730
afterwards when they do that?

475
00:19:09,030 --> 00:19:10,610
Cognitive decline too, right?

476
00:19:10,730 --> 00:19:11,990
You know, are they going to remember everything

477
00:19:11,990 --> 00:19:13,250
that comes out of that appointment?

478
00:19:13,410 --> 00:19:13,930
Exactly.

479
00:19:14,370 --> 00:19:14,890
Exactly.

480
00:19:15,210 --> 00:19:17,810
So, you know, those, those appointments are really

481
00:19:17,810 --> 00:19:22,390
big, especially in addition, if there's unfortunately an

482
00:19:22,390 --> 00:19:25,810
ER visit followed by, you know, a discharge

483
00:19:25,810 --> 00:19:28,550
where there's all sorts of recommendations on that

484
00:19:28,550 --> 00:19:31,130
discharge list saying, you know, follow up with

485
00:19:31,130 --> 00:19:36,070
cardiology in the next week, visit primary care

486
00:19:36,070 --> 00:19:38,530
within, you know, and then they come back

487
00:19:38,530 --> 00:19:41,930
to assisted living and, you know, there's a

488
00:19:41,930 --> 00:19:43,630
lot of communication that needs to go on

489
00:19:43,630 --> 00:19:47,810
between the family, getting those appointments followed up.

490
00:19:48,030 --> 00:19:50,730
So yeah, attending those appointments are big.

491
00:19:50,870 --> 00:19:54,810
And again, you know, medication reconciliation during those

492
00:19:54,810 --> 00:19:58,190
appointments, making sure the primary care physician is

493
00:19:58,190 --> 00:20:00,170
updated because sometimes it's not.

494
00:20:01,130 --> 00:20:03,030
So yeah, this is hugely valuable.

495
00:20:03,190 --> 00:20:04,370
You can just hearing you talk about it,

496
00:20:04,370 --> 00:20:05,770
you can get a sense of the importance

497
00:20:05,770 --> 00:20:07,890
of how this can really add value.

498
00:20:09,450 --> 00:20:14,110
Obviously it's not free and it's, you know,

499
00:20:14,110 --> 00:20:17,530
it presumes people need some resources to be

500
00:20:17,530 --> 00:20:19,410
able to get this kind of help.

501
00:20:20,570 --> 00:20:25,270
We are, point to ourselves as a fiduciary

502
00:20:25,270 --> 00:20:26,690
in the way we work with people.

503
00:20:27,150 --> 00:20:30,530
There are business models in your field where

504
00:20:30,530 --> 00:20:33,630
people are compensated through some kind of commission

505
00:20:33,630 --> 00:20:37,630
for connecting people with an assisted living or

506
00:20:37,630 --> 00:20:38,770
that kind of thing.

507
00:20:38,850 --> 00:20:41,110
Would you talk about your business model a

508
00:20:41,110 --> 00:20:43,670
little bit that I think positions you maybe

509
00:20:43,670 --> 00:20:48,110
as the client's advocate, as opposed to trying

510
00:20:48,110 --> 00:20:51,790
to find where you get compensated directly, that

511
00:20:51,790 --> 00:20:52,470
kind of thing?

512
00:20:53,390 --> 00:20:54,110
Yeah, absolutely.

513
00:20:54,510 --> 00:20:56,310
And I'm glad you brought that up because

514
00:20:56,310 --> 00:21:00,230
we, as again, we mentioned we're members of

515
00:21:00,230 --> 00:21:02,970
the Aging Life Care Association that has a

516
00:21:02,970 --> 00:21:08,430
huge ethical standard that we always follow as

517
00:21:08,430 --> 00:21:09,870
well as our nursing ethics.

518
00:21:09,950 --> 00:21:14,550
So no, we don't take any commissions, there's

519
00:21:14,550 --> 00:21:18,490
no money, favors, anything being exchanged ever for

520
00:21:18,490 --> 00:21:21,410
the recommendations we make, whether it be for

521
00:21:21,410 --> 00:21:25,150
in-home care, a home healthcare agency, an

522
00:21:25,150 --> 00:21:27,630
assisted living community, a long-term care facility,

523
00:21:27,630 --> 00:21:30,570
there's nothing that we're getting back from them.

524
00:21:30,950 --> 00:21:33,390
We simply are trying to find the absolute

525
00:21:33,390 --> 00:21:37,570
best situation for each individual person in their

526
00:21:37,570 --> 00:21:39,970
own individual unique circumstances.

527
00:21:40,850 --> 00:21:42,190
So tell us how it works after the

528
00:21:42,190 --> 00:21:44,710
initial consultation, which you said you kind of

529
00:21:44,710 --> 00:21:46,670
come in and do an initial consultation.

530
00:21:47,270 --> 00:21:49,570
Do people hire you on a contract?

531
00:21:50,070 --> 00:21:51,870
Is it hourly?

532
00:21:52,310 --> 00:21:53,650
Just how does it work?

533
00:21:54,270 --> 00:21:57,050
So it's a service agreement that we have

534
00:21:57,050 --> 00:22:00,110
that we can send them electronically for them

535
00:22:00,110 --> 00:22:00,650
to read over.

536
00:22:00,770 --> 00:22:02,330
We try to keep it as simple as

537
00:22:02,330 --> 00:22:02,830
possible.

538
00:22:03,530 --> 00:22:05,290
One of the things that we've been happy

539
00:22:05,290 --> 00:22:08,170
that we've done over the last year that

540
00:22:08,170 --> 00:22:10,570
kind of we feel sets us apart from

541
00:22:10,570 --> 00:22:12,950
maybe some other care managers out there is,

542
00:22:13,550 --> 00:22:15,310
you know, we're coming into families at a

543
00:22:15,310 --> 00:22:19,730
time when they are already stressed, making difficult

544
00:22:19,730 --> 00:22:20,310
decisions.

545
00:22:21,030 --> 00:22:23,270
So within our service contract, you know, we

546
00:22:23,270 --> 00:22:25,790
do have an hourly rate, we are private

547
00:22:25,790 --> 00:22:30,430
pay, but we realize that, you know, that

548
00:22:30,430 --> 00:22:31,470
can be a scary thing.

549
00:22:31,650 --> 00:22:33,910
So if there's a really difficult month, families

550
00:22:33,910 --> 00:22:36,630
can be wondering, oh my gosh, what could

551
00:22:36,630 --> 00:22:37,710
this add up to?

552
00:22:37,750 --> 00:22:39,610
If mom's going to the hospital, she needs

553
00:22:39,610 --> 00:22:40,590
doctor's appointments.

554
00:22:41,210 --> 00:22:43,090
So we do have an hourly rate option

555
00:22:43,090 --> 00:22:47,830
on our service agreement, but we also do

556
00:22:47,830 --> 00:22:49,810
want to kind of taking the stress level

557
00:22:49,810 --> 00:22:51,970
down for people, we also have an option

558
00:22:51,970 --> 00:22:54,510
for them where they can set their own

559
00:22:54,510 --> 00:22:58,850
monthly budget cap rate where we will not

560
00:22:58,850 --> 00:23:00,530
go over that.

561
00:23:00,730 --> 00:23:03,350
So if they choose that option, once the

562
00:23:03,350 --> 00:23:05,710
assessment's done as nurses, one of the biggest

563
00:23:05,710 --> 00:23:07,350
things we do is prioritize.

564
00:23:08,070 --> 00:23:09,550
So we can then take a look at

565
00:23:09,550 --> 00:23:12,150
the assessment, see what everything looks like.

566
00:23:12,690 --> 00:23:14,830
And if they choose that monthly budget cap,

567
00:23:14,910 --> 00:23:17,730
we can then say, here's what we feel

568
00:23:17,730 --> 00:23:18,990
are your biggest priorities.

569
00:23:18,990 --> 00:23:19,970
Do you agree?

570
00:23:20,430 --> 00:23:22,190
Do these line up with your goals and

571
00:23:22,190 --> 00:23:22,830
your preferences?

572
00:23:22,990 --> 00:23:25,070
And this is what we can do within

573
00:23:25,070 --> 00:23:27,050
your means to help you the best that

574
00:23:27,050 --> 00:23:27,570
we can.

575
00:23:28,190 --> 00:23:28,290
Yeah.

576
00:23:29,030 --> 00:23:33,730
Are you finding there's an abundance of need?

577
00:23:35,090 --> 00:23:35,550
Yes.

578
00:23:36,530 --> 00:23:37,490
That's my impression.

579
00:23:37,830 --> 00:23:38,910
How are you going to be able to

580
00:23:38,910 --> 00:23:40,410
keep up with that need?

581
00:23:41,090 --> 00:23:42,230
Are you guys growing?

582
00:23:42,470 --> 00:23:43,370
Are you expecting something?

583
00:23:43,370 --> 00:23:45,970
Yeah, we are actually just talking to some

584
00:23:45,970 --> 00:23:50,230
other nurses now because, and we want those

585
00:23:50,230 --> 00:23:52,490
nurses to be in line with us because

586
00:23:52,490 --> 00:23:56,070
everything is a representation of what we want

587
00:23:56,070 --> 00:23:58,770
to present and how we want families to

588
00:23:58,770 --> 00:24:00,070
feel when they work with us.

589
00:24:00,310 --> 00:24:02,590
So we are in talks with other nurses

590
00:24:02,590 --> 00:24:05,850
now because it is such a huge need

591
00:24:05,850 --> 00:24:06,430
out there.

592
00:24:06,650 --> 00:24:06,950
Yeah.

593
00:24:06,970 --> 00:24:08,550
It sounds like you've got a good model

594
00:24:08,550 --> 00:24:11,410
and it just seems like there's a lot

595
00:24:11,410 --> 00:24:13,590
of need for help in this regard.

596
00:24:13,930 --> 00:24:14,730
Yes, there is.

597
00:24:15,490 --> 00:24:19,010
So this is an ongoing endeavor for most

598
00:24:19,010 --> 00:24:19,870
people, right?

599
00:24:19,930 --> 00:24:21,990
Because things change and evolve.

600
00:24:22,450 --> 00:24:25,550
Do you find that people hire you once

601
00:24:25,550 --> 00:24:27,090
initially and then come back?

602
00:24:27,110 --> 00:24:28,750
Or is it just something that is an

603
00:24:28,750 --> 00:24:32,530
ongoing thing and then periodically reassessed for what

604
00:24:32,530 --> 00:24:34,130
should our role be now kind of a

605
00:24:34,130 --> 00:24:34,330
thing?

606
00:24:34,330 --> 00:24:38,310
Yeah, that's a good question because what we

607
00:24:38,310 --> 00:24:42,430
found is people tend to keep us on,

608
00:24:42,710 --> 00:24:44,890
but it can taper down.

609
00:24:45,390 --> 00:24:48,270
So say we, for instance, we've helped somebody

610
00:24:48,270 --> 00:24:50,610
when they were in the home and then

611
00:24:50,610 --> 00:24:53,330
we helped them transition to assisted living and

612
00:24:53,330 --> 00:24:55,850
then they flourished once they were in assisted

613
00:24:55,850 --> 00:24:56,210
living.

614
00:24:56,950 --> 00:25:00,890
And we still see that person, the one

615
00:25:00,890 --> 00:25:03,030
we're talking about, but cut it down to

616
00:25:03,030 --> 00:25:06,230
we see them quarterly now just to kind

617
00:25:06,230 --> 00:25:10,070
of keep that relationship in touch so that

618
00:25:10,070 --> 00:25:13,450
if she did have an emergency, she knows

619
00:25:13,450 --> 00:25:15,150
who we are and we can jump in

620
00:25:15,150 --> 00:25:18,010
if there was an emergency room visit or

621
00:25:18,010 --> 00:25:19,450
something happened.

622
00:25:19,970 --> 00:25:23,310
And then additionally, we have families that we

623
00:25:23,310 --> 00:25:27,370
may start working with a sibling and then

624
00:25:27,370 --> 00:25:29,750
all of a sudden something happens to the

625
00:25:29,750 --> 00:25:30,190
spouse.

626
00:25:31,450 --> 00:25:35,090
So with multiple people within a family.

627
00:25:35,670 --> 00:25:37,110
Yeah, I can see how that could happen.

628
00:25:39,250 --> 00:25:42,850
Without violating any kind of privacy, could you

629
00:25:42,850 --> 00:25:44,910
share just a few examples of the kind

630
00:25:44,910 --> 00:25:47,750
of things you've been running into recently?

631
00:25:48,230 --> 00:25:50,230
What are some examples of the kind of

632
00:25:50,230 --> 00:25:51,710
stuff that comes about?

633
00:25:55,410 --> 00:25:57,330
Advocacy is a huge piece of what we

634
00:25:57,330 --> 00:25:57,610
do.

635
00:25:58,830 --> 00:26:04,570
So sometimes, just to give an example where

636
00:26:04,570 --> 00:26:08,610
advocacy can come in, we've had a situation

637
00:26:08,610 --> 00:26:12,330
where somebody was in the hospital, they were

638
00:26:12,330 --> 00:26:14,010
clearly declining.

639
00:26:15,590 --> 00:26:22,250
Their ultimate wish was to spend their last

640
00:26:22,250 --> 00:26:23,170
days at home.

641
00:26:24,110 --> 00:26:26,250
This wasn't really an expected thing.

642
00:26:26,410 --> 00:26:28,490
This was kind of sped up.

643
00:26:29,950 --> 00:26:31,390
And when they were just playing in the

644
00:26:31,390 --> 00:26:35,750
hospital, the term hospice was not brought up.

645
00:26:36,870 --> 00:26:39,290
But Kristen and I have seen so many

646
00:26:39,290 --> 00:26:43,370
situations where sometimes you can recognize visibly when

647
00:26:43,370 --> 00:26:45,830
somebody- And you knew their preferences.

648
00:26:46,470 --> 00:26:46,570
...

649
00:26:46,570 --> 00:26:47,230
would be appropriate for hospice.

650
00:26:47,510 --> 00:26:50,410
So even though they hadn't brought that up

651
00:26:50,410 --> 00:26:55,070
at the hospital, we did contact one of

652
00:26:55,070 --> 00:26:58,910
the specialists there to prompt the conversation and

653
00:26:58,910 --> 00:27:01,590
say, look, do you think a hospice evaluation

654
00:27:01,590 --> 00:27:03,310
would be appropriate here?

655
00:27:03,410 --> 00:27:05,510
And the answer was absolutely yes.

656
00:27:05,510 --> 00:27:08,210
They had a diagnosis that would qualify them

657
00:27:08,210 --> 00:27:09,070
for hospice.

658
00:27:11,270 --> 00:27:16,090
And they got to get discharged with that,

659
00:27:16,450 --> 00:27:18,530
bringing those services on board, they got to

660
00:27:18,530 --> 00:27:22,450
be discharged, go home, have hospice in place,

661
00:27:22,530 --> 00:27:24,970
and have all of those supports that come

662
00:27:24,970 --> 00:27:27,050
with hospice to- But the comforts of

663
00:27:27,050 --> 00:27:27,270
home.

664
00:27:27,450 --> 00:27:27,550
...

665
00:27:27,550 --> 00:27:30,050
have comfort, to have the emotional support for

666
00:27:30,050 --> 00:27:32,070
the family, and to be in the place

667
00:27:32,070 --> 00:27:34,550
that they wanted to be during that time.

668
00:27:35,110 --> 00:27:38,710
Advocacy is so important in healthcare, especially for

669
00:27:38,710 --> 00:27:39,170
all of us.

670
00:27:39,230 --> 00:27:40,830
I mean, we find ourselves at any age

671
00:27:40,830 --> 00:27:43,150
having to be our advocate sometimes and pushing

672
00:27:43,150 --> 00:27:43,690
back.

673
00:27:44,010 --> 00:27:47,170
But especially with someone who's older and maybe

674
00:27:47,170 --> 00:27:50,870
diminished physically or cognitively, they're not really in

675
00:27:50,870 --> 00:27:53,190
a position to challenge the medical community.

676
00:27:53,510 --> 00:27:54,690
Oh, it's time for me to go home?

677
00:27:54,850 --> 00:27:55,190
Okay.

678
00:27:55,770 --> 00:27:57,370
Right, right, exactly.

679
00:27:57,630 --> 00:27:59,330
And we see that coming up in primary

680
00:27:59,330 --> 00:28:03,090
care too, where, I mean, no disservice to

681
00:28:03,090 --> 00:28:04,890
primary care, it's just very busy.

682
00:28:04,890 --> 00:28:10,410
And sometimes, especially older adults don't realize how

683
00:28:10,410 --> 00:28:12,990
much you need to push for something sometimes

684
00:28:12,990 --> 00:28:17,750
where we've been with someone who had had

685
00:28:17,750 --> 00:28:22,590
a few falls over the prior year, had

686
00:28:22,590 --> 00:28:27,650
been experiencing some balance issues, noticing on his

687
00:28:27,650 --> 00:28:30,870
own that there were some lapses in memory,

688
00:28:31,090 --> 00:28:32,070
cognitive changes.

689
00:28:32,430 --> 00:28:35,170
So the primary care at that visit had

690
00:28:35,170 --> 00:28:39,410
put in an order for an MRI, and

691
00:28:39,410 --> 00:28:41,650
that person was good with that.

692
00:28:41,770 --> 00:28:45,590
But I actually asked for an additional referral

693
00:28:45,590 --> 00:28:48,250
to a neurologist to kind of take a

694
00:28:48,250 --> 00:28:50,390
deeper look at what could be going on.

695
00:28:51,150 --> 00:28:54,810
And lo and behold, they had a very

696
00:28:54,810 --> 00:28:59,010
thorough evaluation from the neurologist, and there was

697
00:28:59,010 --> 00:29:01,390
a diagnosis that came from that visit.

698
00:29:03,230 --> 00:29:06,230
So we can't say enough about advocacy.

699
00:29:07,450 --> 00:29:08,090
Good.

700
00:29:09,190 --> 00:29:11,690
Well, I mean, this just scratches the surface.

701
00:29:11,870 --> 00:29:17,030
I'm sure that you guys have numerous anecdotes

702
00:29:17,030 --> 00:29:19,330
of the kind of ways you've been able

703
00:29:19,330 --> 00:29:21,630
to help families in one form or another.

704
00:29:21,630 --> 00:29:24,430
I think one of the things we've had

705
00:29:24,430 --> 00:29:27,690
similar conversations with people is the idea of

706
00:29:28,650 --> 00:29:30,850
sooner is better than later.

707
00:29:31,210 --> 00:29:34,970
When it comes to talking with professionals like

708
00:29:34,970 --> 00:29:40,070
your firm, don't wait till there's a crisis.

709
00:29:40,810 --> 00:29:43,730
Get some manner of a plan in place

710
00:29:43,730 --> 00:29:45,890
as to, this is what your needs are

711
00:29:45,890 --> 00:29:47,850
now, this is what it looks like we

712
00:29:47,850 --> 00:29:49,390
might need to be looking toward.

713
00:29:49,390 --> 00:29:52,250
Do you help people sort of navigate a

714
00:29:52,250 --> 00:29:55,490
plan of sorts of where we're at, where

715
00:29:55,490 --> 00:29:57,830
we might be headed, and what are the

716
00:29:57,830 --> 00:30:00,350
things to look out for as to when

717
00:30:00,350 --> 00:30:03,110
the timing might be coming, that kind of

718
00:30:03,110 --> 00:30:04,730
a process?

719
00:30:05,450 --> 00:30:05,730
Yes.

720
00:30:06,710 --> 00:30:06,990
Yes.

721
00:30:07,230 --> 00:30:11,530
So even though one of our clients has

722
00:30:11,530 --> 00:30:16,770
Alzheimer's and the mind is still working fine

723
00:30:16,770 --> 00:30:19,530
right now, but we're already talking about, what

724
00:30:19,530 --> 00:30:21,130
are your goals for the future?

725
00:30:23,810 --> 00:30:28,250
You're going to need more care in the

726
00:30:28,250 --> 00:30:28,930
next few years.

727
00:30:29,250 --> 00:30:32,090
So do you have our funds allocated for

728
00:30:32,090 --> 00:30:32,390
this?

729
00:30:32,610 --> 00:30:34,490
Do you want to do an assisted living?

730
00:30:34,630 --> 00:30:35,550
Do you want to stay home?

731
00:30:35,850 --> 00:30:37,530
So we'd like to talk about all of

732
00:30:37,530 --> 00:30:38,810
that early.

733
00:30:38,890 --> 00:30:41,610
A game plan and then- And come

734
00:30:41,610 --> 00:30:45,490
up with the resources that they'll need.

735
00:30:45,710 --> 00:30:47,790
Some people haven't updated their will.

736
00:30:48,290 --> 00:30:49,930
They may not have a durable power of

737
00:30:49,930 --> 00:30:54,910
attorney in place, health proxies, things to set

738
00:30:54,910 --> 00:30:56,730
up preserving their assets.

739
00:30:57,610 --> 00:31:01,030
So we look at every, we love it

740
00:31:01,030 --> 00:31:04,510
when people are planning, when they're planning because

741
00:31:04,510 --> 00:31:07,310
- It avoids strife as well.

742
00:31:07,610 --> 00:31:10,770
If the parent has, I'm thinking of the

743
00:31:10,770 --> 00:31:14,090
traditional setting, but if the parent has their

744
00:31:14,090 --> 00:31:17,610
wishes known, it will decrease the likelihood of

745
00:31:17,610 --> 00:31:20,390
siblings arguing about what's the best plan for

746
00:31:20,390 --> 00:31:22,870
mom when she maybe can't make those decisions.

747
00:31:23,150 --> 00:31:23,250
Oh my gosh.

748
00:31:23,530 --> 00:31:25,430
It's so important.

749
00:31:25,730 --> 00:31:27,350
It's a gift, actually, to your family.

750
00:31:27,970 --> 00:31:28,150
Yeah.

751
00:31:28,290 --> 00:31:29,950
One will be like, mom would want to

752
00:31:29,950 --> 00:31:30,710
be on life support.

753
00:31:30,850 --> 00:31:32,630
And the other one's like, no, she wouldn't.

754
00:31:32,770 --> 00:31:37,470
If the wishes were already spoken by the

755
00:31:37,470 --> 00:31:40,370
parent, then that takes the burden off the

756
00:31:40,370 --> 00:31:40,710
kids.

757
00:31:41,430 --> 00:31:42,710
And we talk to them too and give

758
00:31:42,710 --> 00:31:46,650
them guidance on sometimes people, seniors have a

759
00:31:46,650 --> 00:31:50,710
tough time picking their healthcare proxy and they're

760
00:31:50,710 --> 00:31:53,790
like, they don't want to show one over

761
00:31:53,790 --> 00:31:55,610
the other.

762
00:31:55,710 --> 00:31:58,510
But one of the things we've gathered along

763
00:31:58,510 --> 00:32:01,070
the way as far as helping them guide

764
00:32:01,070 --> 00:32:04,070
that, it's almost like, hopefully they understand football

765
00:32:04,070 --> 00:32:05,410
because I think it's a great analogy.

766
00:32:05,630 --> 00:32:06,830
But if you think of it this way,

767
00:32:07,410 --> 00:32:09,230
who would you want to be your quarterback

768
00:32:09,230 --> 00:32:14,830
where there's a stressful situation and who is

769
00:32:14,830 --> 00:32:17,450
going to make the decisions that you would

770
00:32:17,450 --> 00:32:21,190
want made for yourself in a time of

771
00:32:21,190 --> 00:32:22,090
stress?

772
00:32:22,110 --> 00:32:24,790
Who can stay level-headed and make the

773
00:32:24,790 --> 00:32:26,790
decision the way you would want it made

774
00:32:26,790 --> 00:32:27,630
for yourself?

775
00:32:28,390 --> 00:32:31,110
And try to go- Not impose their

776
00:32:31,110 --> 00:32:32,170
own priorities.

777
00:32:32,510 --> 00:32:32,910
Yeah.

778
00:32:33,650 --> 00:32:33,750
Yeah.

779
00:32:35,030 --> 00:32:36,390
Challenging stuff, right?

780
00:32:37,950 --> 00:32:40,390
Well, you guys come back again.

781
00:32:40,870 --> 00:32:42,010
This was really good.

782
00:32:42,210 --> 00:32:46,230
We could probably dig into some particular circumstances

783
00:32:46,230 --> 00:32:49,950
and elaborate on the kind of planning that

784
00:32:49,950 --> 00:32:51,190
could be benefited from.

785
00:32:51,730 --> 00:32:53,130
Found this really worthwhile.

786
00:32:53,450 --> 00:32:55,330
And let's tell everyone a little bit more

787
00:32:55,330 --> 00:32:56,830
about how to reach you if they have

788
00:32:56,830 --> 00:32:59,290
interest or need to do some planning of

789
00:32:59,290 --> 00:33:01,350
this sort, or to get an assessment for

790
00:33:01,350 --> 00:33:04,050
a family member or their own kind of

791
00:33:04,050 --> 00:33:05,670
assistance with their care planning.

792
00:33:06,770 --> 00:33:08,370
Share a little bit about how you can

793
00:33:08,370 --> 00:33:08,810
be reached.

794
00:33:09,610 --> 00:33:09,950
Sure.

795
00:33:10,170 --> 00:33:14,070
You can always call us at 508-737

796
00:33:14,070 --> 00:33:18,670
-4277, or you can go to our website

797
00:33:18,670 --> 00:33:24,290
at www.back9nurses.com.

798
00:33:24,330 --> 00:33:26,550
It's all spelled out B-A-C-K

799
00:33:26,550 --> 00:33:29,510
-N-I-N-E, nurses.com.

800
00:33:29,850 --> 00:33:30,410
Excellent.

801
00:33:30,670 --> 00:33:32,690
I'll put that website in the show notes.

802
00:33:32,990 --> 00:33:34,750
So if people are listening, they can just

803
00:33:34,750 --> 00:33:36,350
directly click the notes in the show.

804
00:33:36,710 --> 00:33:37,110
Wonderful.

805
00:33:37,410 --> 00:33:37,910
Thank you.

806
00:33:37,910 --> 00:33:38,450
All right.

807
00:33:38,530 --> 00:33:40,770
Thanks for being with us and hope everyone

808
00:33:40,770 --> 00:33:41,750
got something out of this.

809
00:33:41,930 --> 00:33:43,810
The bottom line is you've got to be

810
00:33:43,810 --> 00:33:45,550
planning for these kinds of challenges.

811
00:33:46,410 --> 00:33:48,410
Plan or not, they may occur.

812
00:33:48,650 --> 00:33:51,410
And if you're not prepared, better to have

813
00:33:51,410 --> 00:33:53,450
some planning in place than to be in

814
00:33:53,450 --> 00:33:56,730
a moment of crisis that inevitably may arise

815
00:33:56,730 --> 00:33:58,110
for many people.

816
00:33:58,470 --> 00:34:00,210
So start early.

817
00:34:00,550 --> 00:34:00,930
All right.

818
00:34:01,570 --> 00:34:02,850
Thank you both for being here.

819
00:34:03,210 --> 00:34:05,010
Thank you so much for having us.

820
00:34:05,010 --> 00:34:05,570
Okay.

821
00:34:05,770 --> 00:34:07,949
Until next time, everybody keeps striving for something

822
00:34:07,949 --> 00:34:08,250
more.

823
00:34:54,150 --> 00:35:05,310
Transcribed by https://otter.ai Any

824
00:35:05,310 --> 00:35:06,150
financial decisions.